Terms of Use

Last updated: March 29, 2026

1. About Our Services

Mortgage Dubai is a mortgage brokerage service operating in the United Arab Emirates. We act as an intermediary between you and licensed banks and financial institutions. We do not lend money directly. All mortgage products are provided by third-party banks, and all approvals, rates, and terms are determined solely by the lending institution.

2. Acceptance of Terms

By using our website or engaging our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

3. Eligibility

Our services are available to individuals who are:

• At least 21 years of age
• Legally eligible to enter into a mortgage agreement in the UAE
• Able to provide accurate and truthful information about their financial situation

4. Your Responsibilities

When using our services, you agree to:

• Provide accurate, complete, and up-to-date personal and financial information
• Notify us promptly of any changes to your financial circumstances
• Not submit fraudulent or misleading information
• Review all bank offers and mortgage terms carefully before accepting
• Comply with all applicable UAE laws and regulations

5. Our Role and Limitations

We assist you in finding suitable mortgage options and submitting applications to banks. However:

• We do not guarantee mortgage approval from any bank
• We do not set interest rates or mortgage terms — these are determined by the bank
• We are not responsible for decisions made by lending institutions
• Our eligibility calculator provides estimates only and does not constitute a binding offer

6. Fees

Our consultation service is free for mortgage applicants. We receive a commission from the lending bank upon successful completion of a mortgage. We will always disclose any fees that may apply before you commit to our services.

7. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Mortgage Dubai and is protected by UAE intellectual property laws. You may not reproduce, distribute, or modify any content without our written consent.

8. Limitation of Liability

To the fullest extent permitted by UAE law, Mortgage Dubai shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or website, including but not limited to mortgage application rejections, delays, or unfavorable terms offered by banks.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes shall be subject to the exclusive jurisdiction of the courts of Dubai.

10. Contact Us

For any questions regarding these terms, please contact us.